Secure & Scalable Platforms for Modern Lending
Streamline loan operations, automate EMI collection, enable instant risk decisions, and provide real-time financial control for NBFCs and MFIs.
Lending
Collections
Security
Mobile
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Empowering Financial
Organizations & Lenders
We design secure and scalable fintech platforms for NBFCs, MFIs, digital lenders, and finance companies. Our systems streamline loan operations, automate EMI collection, and provide real-time financial control.
Digital Lending
Launch end-to-end digital workflows.
Loan Lifecycle
Automate Lead → Approval → Disbursement.
Manage Agents
Tools for DSAs and field staff.
Auto-Debit
UPI, eNACH & Payout automation.
Who We Serve
We build compliant solutions for the financial sector:
90%
Process
Automation
Instant
Risk
Decisions
Zero
Compliance
Risk
Lending Challenges
Obstacles preventing lenders from scaling efficiently
Slow Manual Workflows
Manual processing creating delays in loan disbursals and approvals.
High Default Risks
Lack of digital credit scoring leading to poor risk assessment.
Complex EMI Tracking
Difficulty in managing NPA, penalties, and recurring collections.
Compliance Issues
Challenges in meeting RBI guidelines and data security standards.
Agent Mismanagement
No centralized platform for field agents, DSAs, and distributors.
Cash Dependency
Payment disputes and lack of automated reconciliation.
Our FinTech Solutions
Instant Lending + Better Compliance + Higher Collections
Instant Processing
Reduce loan processing time from days to minutes with automation.
Automated Collections
Track EMIs, penalties & NPAs automatically with real-time alerts.
Recurring Auto-Debit
Enable eNACH and UPI autopay for seamless repayments.
Digital Underwriting
Integrated KYC, CIBIL checks, and AI-driven risk scoring.
Audit & Compliance
Complete digital trails ensuring adherence to regulatory norms.
Field Ops Mobility
Mobile apps for agents to onboard leads and collect payments.
Digital Applications
Comprehensive suite for modern finance operations
Loan Management System (LMS)
End-to-end loan lifecycle management.
Borrower Self-Service App
Apply for loans, view statements, and pay EMIs.
Field Agent / DSA App
Lead onboarding and collection with geo-tracking.
Payment Automation Suite
EMI Auto-Debit, Payouts, and Payment Gateways.
Risk Analytics Dashboard
Portfolio health, NPA tracking, and financial reporting.
Digital KYC & Onboarding
Aadhaar, PAN, and CKYC integration.
Technology Stack
Secure, compliant, and high-performance infrastructure
Integrations
Frontend
Next.js
React.js
AngularMobile
FlutterReact Native
SwiftBackend
Node.js
Spring Boot
.NET CoreSecurity
Database
PostgreSQL
Redis
SQL ServerResearch Papers & Whitepapers
Download expert resources on FinTech innovation
Latest FinTech Insights
Trends and strategies for financial leaders
How NBFCs Can Automate 90% of Loan Processing
Strategies for digital transformation in lending.
Read full article →Digital KYC & eMandate: The New Era
Understanding the regulatory landscape.
Read full article →Reducing NPAs with Data-Driven Lending
Leveraging analytics for better recovery.
Read full article →Agent App Innovations for Microfinance
Empowering field force with mobile tech.
Read full article →FinTech Trends: UPI + BNPL Growth
The future of consumer credit in India.
Read full article →Ready to Automate Your Digital Lending?
Speak with our fintech experts for a live demo of loan origination, underwriting, KYC, and disbursement automation
Call Us
+91-9110176498 | +91-9102038933
Visit Website
murmusoftwareinfotech.com
